G’s Explanation or Let’s Talk Playoffs

Welcome to the newest episode of the GCR (#405 in the series, if you are counting). It’s roughly the midway point of the season (most teams have played 6 games), so it’s a good idea to start thinking through the playoffs, both FBS and FCS.

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Let’s start with the 12-team FBS playoff. The format is the top 4 seeds go to the highest ranked (AP poll) conference champions (could be Core 4 or Group of 5, but not Notre Dame, who is not in a conference, or the winner of the Pac-12 at least for this year because there are only 2 teams). The next seeds go to the next highest 8 teams, with the highest ranked Group of 5 team, if not in the top 12, getting the 12th spot. More than one G5 team can qualify, but it’s a top 12 thing. Notre Dame only qualifies if they are in the top 12, but even if they were #1 in the poll, they would get the 5th spot (I see them losing to Army and the game against Navy is currently a pick, so they will not be in the top 12). The committee has already announced that the Army/Navy game will not be considered (unless of course they meet in the AAC championship game). Note: a conference winner could be ranked outside of the top 4 (or even the top 12) and still be guaranteed a top 4 spot. The first round is a) 5 vs 12, b) 6 vs 11, c) 7 vs 10, and d) 8 vs 9 and are played at the higher seed’s home field. The second round will feature 1 vs d) winner, 2 vs c) winner, 3 vs b) winner, and 4 vs a) winner. There will be no reseeding if there is an upset. Right now, the GCR (though not the AP poll) has Army (6-0/9) as the highest ranked Group of 5 team.

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To look at who might make the playoff, I started with any Core 4 team undefeated in their conference or ranked in the GCR top 25. Then I looked at the predictions (which will change every week) for the rest of the year. Then I looked at any possible conference championship game (some conferences had 3-way ties or 2-way ties for second). Then I ranked the teams based on how the GCR thinks, assuming the predictions are accurate. Here is each conference:

Conf/TeamPredicted RecordPredicted LossesChamp GameFinal Seed
ACC
Miami FL (6-0/6)12-0/8-0noneWIN4
Pittsburgh (6-0/8)12-0/8-0noneLOSS8
SMU (5-1/19)10-2/7-1Pittsburgh
Clemson (5-1/20)10-2/7-1Pittsburgh
Duke (5-1/25)9-3/5-3Miami FL, Pittsburgh
Big 12
Iowa St (6-0/2)12-0/9-0noneWIN2
BYU (6-0/5)12-0/9-0noneLOSS6
Kansas St
(5-1/14)
10-2/7-2Iowa St
Texas Tech
(5-1/23)
10-2/7-2Iowa St
Big Ten
Indiana (6-0/3)12-0/9-0noneWIN (Oregon or Penn St)3
Penn St (6-0/4)12-0/9-0noneWin (Oregon) or LOSS (Indiana)7
Oregon (6-0/7)12-0/9-0noneLOSS (Indiana or Oregon5
Ohio St (5-1/10)9-3/6-3Indiana, Penn St
Nebraska
(5-1/18)
9-3/6-3Indiana, Ohio St
Illinois (11-1/22)10-2/7-2Oregon
SEC
Texas (6-0/1)12-0/8-0noneWIN (Tennessee or Texas A&M)1
Tennessee
(5-1/11)
11-1/7-1noneLOSE10
Alabama (5-1/13)10-2/6-2Tennessee
Texas A&M
(5-1/16)
10-2/7-1TexasLOSE
Georgia (5-1/17)9-3/5-3Tennessee, Texas
Missouri (5-1/21)10-2/6-2Alabama

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The early cut for the GCR has no Alabama, no Georgia, no Ohio St. None of them win out or make their respective championship games. I know the AP poll will give credit to 2-loss teams that the GCR doesn’t, necessarily, so if the committee published today, this would look very different. Just saying what the numbers show.

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Next, I looked at Group of 5 (and Pac-(1)2) who were ranked in the GCR top 50. Here’s what that looks like:

Conf/TeamPredicted RecordPredicted LossesChamp Game
(if needed)
Final Seed
AAC
Army (6-0/9)11-0 (does not include Army/Navy game)noneWIN (Navy or Memphis)9
Navy (5-0/19)10-0-1 (pick vs Notre Dame – does not include Army/Navy game)pick vs Notre DameWIN (Memphis) or LOSS (Army)
Memphis
(5-1/35)
11-1noneLOSS (Army or Navy)
North Texas
(5-1/40)
9-3Army, Memphis
USA
Liberty (5-0/24)11-0 (1 game canceled due to Helene)noneWIN
Sam Houston
(5-1/42)
10-2LibertyLOSS
MWC
Boise St (5-1/31)11-1noneWIN11
UNLV (5-1/37)11-1noneLOSS
PAC-12
Washington St (5-1/34)11-1nonenone
SUN
James Madison (5-1/29)11-1noneWIN12
Louisiana
(5-1/48)
11-1noneLOSS
ULM (5-1/39)10-2Louisiana

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At the halfway point of the season, this is the way it looks to me:

Game 1: 9) Army at 8) Pittsburgh

Game 2: 10) Tennessee at 7) Oregon

Game 3: 11) Boise St at 6) BYU

Game 4: 12) James Madison at Penn St

Round 2 would be:

1) Texas vs Game 1 winner

2) Iowa St vs Game 2 winner

3) Indiana vs Game 3 winner

4) Miami FL vs Game 4 winner

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But the 12-team playoff is just part of the story. The FCS has something going on as well. First, the Ivy League does not participate in the post season. The winners of the MEAC (predicted to be NC Central) and the SWAC (Jackson St), two HBCU conferences will play in the Celebration Bowl. The other 10 conference champions will receive automatic spots, but not necessarily in the top 8 of the 24-team playoff. Only the top 8 (including some not-conference champions) get seeded and they get a first-round bye. The remaining 16 (including some conference champions) are paired by location with the idea of having as little travel as possible. All games are on the higher FCS AP poll team’s campus until the Championship Game which is held in Frisco, Texas. Montana St with their 7th win became the first FCS team to qualify for the playoffs. Yep, it takes 7 wins (out of 11 games) to be considered. Here’s how I see the field right now (BOLD indicates conference champions).

Team/ConfRound 1 Opponent/Conf
Montana St/Big Sky1 Seed
Mercer/Southern2 Seed
Delaware/Colonial3 Seed
South Dakota/Missouri Valley4 Seed
SEMO/Big South-Ohio Valley5 Seed
Butler/Pioneer6 Seed
North Dakota St/Missouri Valley7 Seed
South Dakota St/Missouri Valley8 Seed
Tarleton/United AthleticIncarnate Word/Southland
UC Davis/Big SkyMontana/Big Sky
New Hampshire/ColonialDuquesne/Northeast
C Arkansas/United AthleticTennessee St/Big South-Ohio Vally
North Dakota/Missouri ValleyDrake/Pioneer
Steph F Austin/SouthlandStony Brook/Colonial
Davidson/PioneerGeorgetown/Patriot

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That’s it for this time. Tune in tomorrow for this week’s G’s Expectations with predictions for every game. Thank you for reading and sharing with others, G

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